💳 In-House Financing

Flexible Payment Plans — On Your Terms

Don't let the full price stand between you and a good night's sleep. We offer in-house payment plans with terms we work out directly with you — no bank, no lengthy approval process.

How It Works

Simple, straightforward, and handled directly with us.

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1. Pick Your Mattress

Browse our inventory and find the one you want. Contact us to express your interest.

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2. Discuss Your Plan

We'll talk through a payment schedule that fits your budget. Agree on a down payment and installment terms.

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3. We Deliver

Once the plan is agreed upon, we'll schedule your local delivery or arrange nationwide shipping.

Why Finance With Us?

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In-House, No Bank

We handle everything directly — no third-party lender, no application fees, no red tape.

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Flexible Terms

Payments are worked out case-by-case. We'll find a schedule that actually works for you.

Fast Process

No waiting weeks for approval. We discuss terms over the phone or by text and move quickly.

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Already Discounted

You're financing a mattress that's already 40–70% off retail. Savings stack on top of savings.

Example Payment Plans

Every plan is custom — these are representative examples only.

Mattress Price Down Payment Monthly Payment Term Total
$400 $100 $75 / mo 4 months $400
$800 $200 $150 / mo 4 months $800
$1,200 $300 $150 / mo 6 months $1,200
$2,000 $400 $200 / mo 8 months $2,000
* Actual terms depend on the purchase price and mutual agreement. Contact us to discuss your specific situation. Down payment required at time of scheduling. Remaining payments due as agreed.

Ready to Get Started?

Browse the mattress you want, then reach out to us. We'll work out a payment plan together — no complicated process, no waiting.

📞 Call 💬 Text 🛏️ Shop